Tuesday, January 26, 2010

Almost Official

After 4 months of eye rolling, loud exhaling, scanning this, signing that, emailing here, emailing there, pulling old files, scrambling with money it is finally about to pay off!  We have been renting our home for a little over two years now.  Our Landlords are truly the best people a person could do business with.  They have known for a while we were in the market to buy; so it just made sense to them(and to us) that they short sell the house to us.  It's been a ride!  A ride that I would so like to get off.  And I can finally see the end is near.

Originally, we were supposed to close on Jan. 15th, but due to some delays with the appraiser and the lending company, we are now closing at the end this week.   Our loan documents arrived yesterday and we had the notary over to sit with us as we signed, and signed, and signed, and signed.  I was told about that big old stack of paper by many people.  I still stared when I saw it.  I had to ask how many pages it was.


"They are usually anywhere from 100 to 300 pages." she said.  She studied our stack for a minute.  "This is probably around 150.  Now we didn't have to sign every single page.  But I would ventures to guess we signed or initialed 95% of what was there.  By the end she changed her mind an estimated that it was probably closer to 200.  It took us 90 minutes to get through it all.  And laugh if you must, but I was getting anxious because the clock was ticking!  It was Monday night and 24 was about to start!!!  I can't miss that.  As soon as it was over, I quickly printed 16 more pages of a totally separate document to be signed, scanned and sent back.  I am waiting and waiting to go to escrow and close once and for all!!  And now I know, it's almost finished. 

Signed sealed and delivered.  (this is our stack to keep)

10 comments:

mormonhermitmom said...

Okay that is just insane! Did you have a lawyer look at any of that? I'd be scared of all the fine print they could put in there.

Laura said...

Wow, congratulations!! I remember signing hose things for a couple hours too...I never knew my SSN until then but have never forget it since! ;)

Emmy said...

Congrats!! And yeah, last time we bought a house I thought my hand was going to fall off by the time we were done.

Carolynn said...

Exhale.

tattytiara said...

That's a lot of paperwork alright, but that's an awesome payoff in the end to own your own home!

elzimmy said...

Congrats! Plus it sounds like you don't have to actually move, so that's a total bonus.

Rachel Sue said...

Yeah for you! That is awesome.

Christina Lee said...

woo hoo good news!!! And another 24 follower--yeah!

Holly said...

Wooo-whooo! The amount of paper and legal crap is amazing! We just refinanced and we had to do the papers twice, because the first notary screwed up! CONGRATS!

KK said...

You're gonna make it girl!!