We have been in the market to buy a house since May 2009. We have seen houses from fair to sad condition. I can even remember seeing a house that was well beyond our abilities to repair. So much time passed that we had to reapply for our loan. Not only that, but we also got a different Realtor. More houses. Short sales. And we just weren't getting anywhere. It was so frustrating. We always joked about buying the house we are renting. After all, we have been here two years, no change in school, church, and most important...NO MOVING!! Sorry, KK. In September, our Landlord approached us about short selling the house to us. Oh we bit. For two months the process dragged on. Our offer was not accepted(by the bank) so we submitted again. They accepted it. On Dec. 22, 2009, things took off and began to fly. We were overwhelmed with what was only the beginning of the paperwork. I was warned by many about the mounds of paperwork. I declared I can handle it. After 16